After hail, turn observations into a useful brief.

A report nearby is not a property inspection

A hail report or radar observation does not establish damage to your roof, windows or finishes. Record the event date and observations you can make safely. Leave roof access, hidden damage and repair recommendations to a qualified professional.

• Ground-level exterior photos when safe
• Interior leak location and time first noticed
• Available roof or window inspection reports
• Temporary protection already completed and authorized

Connect exterior work with interior recovery

A roof proposal and an interior restoration proposal may overlap or leave gaps. Ask who coordinates leak protection, moisture evaluation and reconstruction. Identify affected rooms and specialty finishes, and list drying or repairs already started so another provider can review the remaining scope.

Compare proposals by area and responsibility

Ask each company to identify the inspected areas, limitations, materials, exclusions and approval process for additional work. Keep original photographs, written reports and receipts. A proposal is not an insurance coverage decision; direct coverage questions to your insurer or an appropriately licensed professional.

Forecast timing matters

Seasonal ENSO information is not a city-level hail forecast. Check SPC outlooks and local NWS alerts for upcoming events. Use the free recovery planner to summarize actual property observations when damage has occurred.